Housing Programs

Each year, the North Jefferson Improvement Association applies for housing assistance grants from state and federal funding sources. What follows are the most current grand awards that continue to assist homeowners with improvements located in Northern Jefferson County (the 10 Town Service Area).

Available Programs

Owner-Occupied Rehabilitation Program

The North Jefferson Improvement Association has been awarded a HUD North Country HOME Consortium Owner-Occupied Rehabilitation Grant to improve single-family owner occupied eligible households in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, Orleans, Pamelia, Philadelphia, Theresa, Wilna and the hamlets contained within. Applicant must meet income criteria to be eligible. Please call for more information. (315) 686-3212 or email cia@gisco.net.

1. To qualify for this program you must live in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, LeRay, Orleans, Pamelia, Philadelphia, Theresa, Wilna. Your home must be your primary residence.

2. You must have clear title to your home. Ownership can be proven through a fee simple title, documented life us of the property, 99 year leasehold or ownership/membership in a cooperative. Clear title also includes that there are no restrictions or encumbrances that would unduly restrict the marketability of the property. A land contract may be used as proof of ownership when it has been filed and recorded with the Jefferson County Clerk.

3. All taxes on the property must be current and the property must be fully insured. You will need proof of these two items.

4. Your income must not exceed the following limits for the size of your household:

Household Size

	1	2	3	4	5	6	7	8
30% LIMITS	16,100	18,400	20,700	23,000	24,850	26,700	28,550	30,400
LOW INCOME	26,850	30,700	34,550	38,350	41,450	44,500	47,600	50,650
60% LIMITS	32,220	36,840	41,460	46,020	49,740	53,400	57,120	60,780
LOW INCOME	42,950	49,100	55,250	61,350	66,300	71,200	76,100	81,000

Effective Date June 1 ,2022

First Time Home Buyer Grants

NOW AVAILABLE! Up to $26,000 is available for income eligible households for down payment, closing cost and post closing rehab.

This grant covers 10 townships in Jefferson County including: Alexandria, Antwerp, Cape Vincent, Clayton, LeRay, Orleans, Pamelia, Philadelphia, Theresa, and Wilna.

For more information, please contact Sabina at 315-686-3212 x 3.

Household Size

	1	2	3	4	5	6	7	8
30% LIMITS	14,600	16,650	18,750	20,800	22,500	24,150	25,800	27,500
VERY LOW INCOME	24,300	27,800	31,250	34,700	37,500	40,300	43,050	45,850
60% LIMITS	29,160	33,360	37,500	41,640	45,000	48,360	51,660	55,020
LOW INCOME	38,850	44,440	49,950	55,500	59,950	64,400	68,850	73,300

Effective Date June 1, 2021